Glossary
Tenant-supplied or facility-supplied insurance that covers stored vehicles against fire, theft, vandalism, and natural disasters.
Storage facility insurance covers stored vehicles for risks while in the facility's care. Two models: (1) tenant brings their own auto/RV/boat insurance and confirms the storage address is acceptable for comprehensive coverage, or (2) tenant buys a per-month policy through the facility ($10-$30/month for basic coverage, $50-$150/month for high-value vehicle policies up to $250K). Most personal auto policies cover stored vehicles at reduced 'comprehensive only' rates if the vehicle is not driven during the storage period. Facility liability for damage is typically capped at $5K-$10K in the rental agreement regardless of vehicle value - tenant carries the financial risk above that ceiling. Always confirm coverage in writing before storage.
Storage-specific policies: $10-$30/mo basic, $50-$150/mo high-value.
Tenant-supplied or facility-supplied insurance that covers stored vehicles against fire, theft, vandalism, and natural disasters.
Storage facility insurance covers stored vehicles for risks while in the facility's care. Two models: (1) tenant brings their own auto/RV/boat insurance and confirms the storage address is acceptable for comprehensive coverage, or (2) tenant buys a per-month policy through the facility ($10-$30/month for basic coverage, $50-$150/month for high-value vehicle policies up to $250K).
Storage-specific policies: $10-$30/mo basic, $50-$150/mo high-value.
Related terms: Storage Rental Agreement, Vehicle Cover. See the StowHelp glossary for full definitions.
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